Tradelines, bill reporting, and AI-guided dispute drafting for you — plus a full EIN→PAYDEX rail for your business. One login, both scores. Free to start, no card.
Educational simulation from public FICO factor weightings. Drag the sliders — the curve answers at 60fps.
Projected month —: —
Simulation only — individual results vary and are not guaranteed. Not a lender; not affiliated with FICO® or any bureau.
Every paid tier reports to all three bureaus. Cancel anytime. The free tier needs no card at all.
| Platform | Entry | Reported line | Bureaus |
|---|---|---|---|
| Bedrock Core | $4/mo | $750 | 3 |
| Kikoff Basic | $5/mo | $750 | 3 |
| StellarFi | $15/mo | bills only | VantageScore bureaus |
| Self | $25–150/mo | CB loan | 3 |
The path every small practice walks alone. Bedrock Business ($19/mo) automates it.